Australia's easiest short term business loans
Do you own Australian real estate property? Are you ineligible for a loan through the banks? Or perhaps you just need uncomplicated finance immediately? We can help!
With a caveat loan, you can quickly and effectively access the equity in your property without interfering with any existing mortgage over the property.
If you need fast finance, a caveat loan is the fastest solution available.
Common caveat loan uses:
 Manage business cash flow and working capital
 Purchase plant and equipment
 Urgent funds for unexpected expenses
 Finance the startup or expansion of a business
 Purchase property (temporary bridging loan)
 Repay urgent ATO tax debts
 Construction of a development site
 The renovation of a property in preparation to be sold (extremely handy for property flippers)
What is a caveat loan?
A caveat loan is a form of fast funding that is secured against the value of your security property. Accessing finance through a caveat loan is much quicker and simpler than through a mortgage for one main reason; the legal document to secure the property is different.
A legal caveat is a type of injunction that can be lodged with the government record of ownership to show the lender has a financial interest in the property. Lodging a caveat will stop other dealings on that property, preventing the sale of the property and acting as a notice to other lenders that it has been used for security.
Accessing finance via a caveat loan is significantly faster than a mortgage. A caveat can be lodged at the titles office within an hour, compared to registering a mortgage with the land and titles office which could take weeks.
When lodging a caveat, any existing mortgages on the property are left unaffected — so there’s no need to refinance or seek permission from the existing lender. The caveat simply sits behind the mortgage and doesn’t require the permission of the existing mortgagee.
Pre-approved in 5 minutes. Settlements within 24hrs
Our approval process is simple; we don’t need bank statements, credit checks, proof of income, or any of the information banks like to have. If you’ve got Australian real estate, that’s all we need!
All it takes is a simple chat over the phone and we can give you pre-approval in a matter of minutes. You’ll have approval within one hour, and the cash within 24 hours.
If time is of the essence, you may be able to gain an advantage with a caveat loan on your side.
Beat the banks with a caveat loan
If you’ve been rejected by the banks, we may be able to help!
We offer low doc, no credit check loans, so it’s completely fine if your credit history isn’t as strong as it could be.
Getting rejected by a bank doesn’t mean you’ve reached the end of the road. With us, you’re only at the beginning! If you have equity built up in your real estate property, our loans allow you to access up to 90% of the value — and we don’t ask you to jump through hoops for the privilege!
Why caveat loans?
Caveat loans are an effective cash resource that releases immediate equity so that you can access business capital or funding for any worthwhile purpose.
With caveat finance, there is no need to refinance the existing mortgage or home loan with the bank, allowing the applicant to stay with the existing mortgage provider for the main facility.
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Loan amounts from $25K to $100M
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3 to 12 month loan terms
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LVR up to 90%
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No credit check loans